Employee Health Benefits
Full-time employees (including Admins, Faculty, Classified/Confidential) and part-time Classified employees can find detailed plan information for their medical, dental and prescription insurance here. To get started, review the College's benefits guide for an overview of all of the benefits available at the College, and to learn the differences between a PPO Plan and an HMO Plan. More specific details about benefits can be found by exploring the links below.
Not sure what you're eligible for? View your benefits eligibility by employment type.
Medical Insurance
Community College of Philadelphia offers medical insurance through Independence Blue Cross. You can choose between two plans: Keystone Point of Service (HMO) and Personal Choice (PPO). For open enrollment changes, please use the log into Plan Source.
Keystone Point Of Service/Personal Choice Comparison
Summary of Benefits
- Keystone Point of Service Summary of Benefits
- Personal Choice Summary of Benefits
- Healthcare Benefit Payroll Deductions
More information:
- Explanation of Deductibles and Plan Year
- ACA List of Free Medical Preventive Services
- HIPAA Notice of Privacy Practices
- Personal Choice PPO Plan Booklet
- Keystone POS Plan Booklet
- More information on Amerihealth (NJ Residents)
Summary Plan Descriptions
Dental Insurance
The College offers dental insurance through Delta Dental and United Concordia. We offer two plans through Delta Dental; an HMO (Delta Care Plan) and a PPO Plan (Delta Dental PPO Plan). The single plan offered through United Concordia is an HMO Plan.
PPO Plans offer flexibility to visit a broad range of providers and you are not required to pick a primary care dentist. You can visit any provider who accepts the Delta Dental PPO Plan in-network or out-of-network.
HMO Plans require that you pick a primary care dentist and have no out-of-network benefits. These plans have a fee schedule, and most services have a co-pay.
Specific details about each plan can be obtained by clicking the links below.
Delta Dental
United Concordia
Prescription Insurance
The College offers prescription coverage through CVS/Caremark.
Effective September 1, 2019, the following are the revised prescription plan details.
After a $50 annual deductible, the co-pay for a 30-day retail pharmacy supply for a generic prescription is $0 (zero); for preferred brand name prescription, $30; for non-preferred brand name $50; and for a specialty drug $80.
The mandatory mail order provision allows for a member to receive a 90-day supply of maintenance medication for two co-pays.
If you have any questions about your prescription plan or costs, call CVS / Caremark at 1-844-224-7948. For TDD assistance, please call 1-800-863-5488.
Current COBRA Rates
COBRA rates for September 1, 2022 through August 31, 2023
COBRA rates for September 1, 2023 through August 31, 2024
Cobra rates for September 1, 2024 through August 31, 2025