Free Expert Assistance for Your Student Loan Debt.

Community College of Philadelphia now offers staff an employer-paid benefit from PeoplyJoy, free to you, that can help support you to lower student loan debt.

In 2024 alone, PeopleJoy assisted hundreds of borrowers receive an average of $66,000 in loan forgiveness, totaling over $27 million for working professionals like yourself.

PeopleJoy's 2025 Student Loan Benefit Newsletter 

PeopleJoy’s Free Service Offers You:

 

• Student Loan Advisory:

○     PSLF Assistance

○     Lower Payments

○     Loan Rehabilitation for defaulted loans

○     One-On-One Advising

○     Current and prior employer certification

 

Since 2016, PeopleJoy has partnered with dozens of employers, such as the University of Pennsylvania and the Children’s Hospital of Philadelphia to assist thousands of employees with qualifying for PSLF, a program that has historically had a 99% rejection rate.

 

How to Get Started

Go to ccp.peoplejoy.com to start our assessment.

 

Frequently Asked Questions

 What is PSLF?

• A federal program that rewards your commitment to public service by forgiving the remaining balance on your federal student loans after 120 qualifying payments.

 Is the Community College of Philadelphia PSLF eligible?

• Yes!

 How Long Do I Have to be Employed with CCP to Obtain Forgiveness?

• You must be employed with a PSLF-eligible employer for ten years while making 120 quarterly payments.

 How many credit hours equate to full-time employment?

• If you are a non-tenure or adjunct faculty member at an institution of higher education and are paid solely for the credit hours you teach, you meet the definition of full-time if you are employed the equivalent of 30 hours per week as determined by multiplying each credit or contact hour taught per week by at least 3.35.

Can PeopleJoy help me lower my student loan payments?

• PeopleJoy simplifies the process of enrolling in Income-Driven Repayment (IDR) plans, which can help reduce your monthly payments based on your income and family size.

About PeopleJoy

A financial services firm with a heart for helping others with their burden of student loans. We offer tools and guidance which produce solutions so borrowers understand their loan repayment and forgiveness options. PeopleJoy is an employee benefit provided to you at no cost.