The College offers two medical insurance healthcare plans through Independence Blue Cross: Keystone Health Plan East Point-Of-Service and Personal Choice.
Keystone Health Plan East Point-Of-Service requires you to name a primary care physician and to obtain a referral to other providers if your primary care physician is unable to provide treatment. Personal Choice does not require you to name a primary care physician or to obtain referrals for other providers.
For full-time employees, Keystone Health Plan East Point-Of-Service medical insurance is available with no cost to the employee toward the insurance premium. For the Personal Choice plan medical insurance, full-time employees pay a biweekly contribution toward the insurance premium equivalent, which requires a pre-tax payroll deduction unless your annual base salary or annual base wages are under $40,000. For full-time employees, the biweekly contribution toward the premium equivalent for Personal Choice is based on the number of participants you enroll in the plan and your annual base salary or your annual base wages.
Personal Choice Payroll Deductions
Effective September 1, 2019 through August 31, 2023
Plan | Per Pay Period | Yearly Cost |
Annual Base Salary/Base Wages Between $40,000 and $59,999 |
Employee only |
$7.38/pay |
$192/year |
Employee + one dependent |
$11.08/pay |
$288/year |
Employee + two or more dependents |
$14.77/pay |
$384/year |
Annual Base Salary/Base Wages Between $60,000 and $79,999 |
Employee only |
$10.35/pay |
$269/year |
Employee + one dependent |
$15.54/pay |
$404/year |
Employee + two or more dependents |
$20.69/pay |
$538/year |
Annual Base Salary/Base Wages Between $80,000 and $99,999 |
Employee only |
$14.50/pay |
$377/year |
Employee + one dependent |
$21.77/pay |
$566/year |
Employee + two or more dependents |
$29.00/pay |
$754/year |
Annual Base Salary/Base Wages Between $100,000 and $149,999 |
Employee only |
$20.31/pay |
$528/year |
Employee + one dependent |
$30.46/pay |
$792/year |
Employee + two or moredependents |
$40.62/pay |
$1,056/year |
Annual Base Salary/Base Wages of $150,000 or More |
Employee only |
$32.88/pay |
$855/year |
Employee + one dependent |
$49.32/pay |
$1,282/year |
Employee + two or more dependents |
$65.76/pay |
$1,710/year |
Personal Choice Payroll Deductions
Effective September 1, 2020 through August 31, 2023
Plan | Per Pay Period | Yearly Cost |
Annual Base Salary/Base Wages Between $40,000 and $59,999 |
Employee only |
$12.00/pay |
$312/year |
Employee + one dependent |
$18.00/pay |
$468/year |
Employee + two or more dependents |
$24.00/pay |
$624/year |
Annual Base Salary/Base Wages Between $60,000 and $79,999 |
Employee only |
$16.81/pay |
$437/year |
Employee + one dependent |
$25.23/pay |
$656/year |
Employee + two or more dependents |
$33.62/pay |
$874/year |
Annual Base Salary/Base Wages Between $80,000 and $99,999 |
Employee only |
$23.54/pay |
$612/year |
Employee + one dependent |
$35.31/pay |
$918/year |
Employee + two or more dependents |
$47.08/pay |
$1,224/year |
Annual Base Salary/Base Wages Between $100,000 and $149,999 |
Employee only |
$32.96/pay |
$857/year |
Employee + one dependent |
$49.46/pay |
$1,286/year |
Employee + two or more dependents |
$65.92/pay |
$1,714/year |
Annual Base Salary/Base Wages of $150,000 or More |
Employee only |
$51.96/pay |
$1,351/year |
Employee + one dependent |
$77.88/pay |
$2,025/year |
Employee + two or more dependents |
$103.84/pay |
$2,700/year |